Ether.fi Cash — Core
Core membership includes a virtual Visa card and optional physical card. Use Direct Pay or borrow against eligible collateral.
Core plan: $60 physical card including shipping. Country and U.S. state restrictions apply.
The signup button uses a referral link supplied by the site owner.
How Core works
Ether.fi Cash pairs a self-custody account with a Visa card. Direct Pay spends supported assets, while Borrow mode uses eligible collateral. Borrowing introduces liquidation risk, so a card purchase funded through borrowing needs more attention than a prepaid balance.
Rewards and costs
Core has no membership fee and includes one virtual card. The physical card costs $60 including shipping. Rewards are paid in ETHFI and step down with monthly spending; EUR purchases have their own thresholds. The headline rate is not a flat return on all spending.
Who should consider it
Core suits people who want self-custody and understand how supported assets and collateral work. Check country and state eligibility before applying, and review the FX terms for the currencies you plan to spend.
What you earn and pay
Up to 3% in ETHFI; monthly spending tiers reduce the rate. EUR purchases use separate thresholds. Claims require $5 and a seven-day wait.
What stands out
Direct Pay and collateral-backed Borrow modes
One included virtual card
Apple Pay and Google Pay
No Core membership fee
Self-custody account
Optional physical card
−Borrowing carries liquidation risk
−Rewards step down as monthly spending increases
−Not available in every country or U.S. state