KAST Card — Standard
Standard membership has no annual fee and offers USD cashback on eligible spending. Supported stablecoin deposits convert to a USD balance.
Standard: two virtual cards included; $2 issuance in some regions. Physical card fee is $0 plus $40 delivery. Check country eligibility during signup.
The signup button uses a referral link supplied by the site owner. Referral code: 0DECUDHC.
How Standard works
KAST Standard is a custodial account with virtual and physical Visa cards. Supported stablecoin deposits convert to a USD balance at a 1:1 rate. It offers a way to spend that balance without managing a collateral-backed loan.
Rewards and costs
Standard has no annual membership fee. The 1.5% USD cashback rate applies to the first $2,000 of eligible monthly spending. A physical card has no card fee, but delivery costs $40. Some regions charge $2 even for virtual cards within the included allowance.
Who should consider it
Standard suits stablecoin users who prefer USD rewards. Non-USD spending incurs variable FX charges, and ATM withdrawals have a fixed fee plus a percentage charge. These costs matter when comparing rewards against travel or cash-withdrawal spending.
What you earn and pay
1.5% USD cashback on the first $2,000 of eligible monthly spending. Standard does not earn KAST Points on spending.
What stands out
USD cashback
Virtual and physical Visa cards
Apple Pay and Google Pay
No annual Standard membership fee
Supported stablecoin deposits convert at 1:1
−Physical delivery costs $40
−FX varies by region and card program
−Rewards capped at $2,000 monthly eligible spend